Putting a banker in every town

Credovita is changing the way banks reach customers through the power of the human relationship.


No branch? No problem.

Credovita enables banks to service SMEs beyond the four walls of the traditional bank branch, without sacrificing the human relationship building that is often lost in online-only banking.

Our network of agency branches scales the reach of a traditional branch four-fold. Credovita’s network eliminates the expense of building and maintaining a branch, while being able to perform the same customer functions.


Follow our journey

What We Do

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Credovita MicroBranch

Meet SME clients face-to-face via our videobanking technologies allowing you to help satisfy client needs and build relationships as if they were in-branch

Instantly transfer physical paper documents to and from clients with digital fax

Perform over-the-counter transactions

Expand the trust value and brand familiarity of your bank with full branding and marketing materials


Of business clients prefer human interactions over fully digital banking

Loan Monitoring Agents

Check up on borrowers based on a checklist of requirements provided by the bank

Prepare and transmit reports to the Loan Officer

Why Credovita

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Fit for Start

Credovita was accepted into the Autumn/Winter batch of Fit 4 Start, an accelerator initiative by Luxinnovation, in cooperation with the Luxembourg Ministry of Economy and the European Regional Development Fund.

Read more


Concept Validation

Credovita won the prestigious 2018 MIT GSW Elevator Pitch Prize last March 2018


A team you can trust

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Diego Manalastas

Co-Founder and CEO

Business Economics Major from the University of the Philippines Diliman

Specialises in Macroeconomics and Digitisation Economics, Expert in Public Speaking and Pitching, Proficient in Python

Hobbies include mountaineering, photography, and traveling

Emails: diego@credovita.io, dmmanalastas@up.edu.ph

LinkedIn: https://www.linkedin.com/in/diegomanalastas/


Julian Patdu

Co-Founder and Chief of Engineering

Management Major, Honors Program at the Ateneo de Manila University

Knowledgable in Accounting, Statistics, and Programming. Skills include coding in Python and PHP, graphic design and media production.

Avid #AvGeek

Emails: julian@credovita.io, julian.patdu@obf.ateneo.edu

LinkedIn: https://www.linkedin.com/in/julianpatdu


Toni Juan

Chief Finance Officer

Business Administration and Accountancy Major from the University of the Philippines Diliman


Marion Olmillo

Chief Technology Officer

Management Information Systems Major (specialised in Enterprise Systems) from the Ateneo de Manila University

Contact Us

If you represent a qualified financial institution, regulatory agency or want to reach out as a venture investor in Credovita, please feel free to contact us here

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